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Personal Checking Accounts

Our personal checking accounts are designed for a range of customers and come with online and telephone banking. Add a savings account and enjoy overdraft protection transfers to your checking account for no additional fee.

Download our Deposit Account Agreement and Disclosure | Check out Our Rates

OPEN AN ACCOUNT NOW

Amount to OpenService ChargeFeatures
$10

$15

We'll discount $5 for each:

  • Direct deposit
  • eStatements
  • Online bill pay
  • Over 14 debit card transactions
    per month
  • Seniors*** / Students
  • Debit card
  • Unlimited debit card transactions
  • Limit 100 other transactions (0.25 fee
    each transaction over 100)
  • $1 transaction fee for withdrawals at non-OPCB
    ATM Network** (other banks may charge a fee)

Amount to OpenService ChargeFeatures
$50

$15

Waived if:
$2,500 monthly
average balance

We'll discount $5 for each:

  • Direct deposit
  • eStatements
  • Online bill pay
  • Over 14 debit card transactions
    per month
  • Seniors*** / Students
  • Debit card
  • Unlimited debit card transactions
  • Limit 100 other transactions (0.25 fee
    each transaction over 100)
  • $1 transaction fee for withdrawals at non-OPCB
    ATM Network** (other banks may charge a fee)

Amount to OpenService ChargeFeatures
$15

$15

Waived if:
$5,000 monthly
average balance

 

We'll discount $5 for each:

  • Direct deposit
  • eStatements
  • Seniors*** / Students
  • 6 transactions per statement cycle*
    (by law), $10 excessive fee per item over 6

 


Other important info:

*Details in your OPCB Deposit Account Agreement and Disclosure

**Any ATM not in the One PacificCoast Bank ATM network is a non-OPCB ATM. Our network includes our office locations and thousands of ATMs coast to coast in the United States and worldwide through our partner providers. Visit their websites to find  locations convenient for you.  www.allpointnetwork.com | www.moneypass.com

***Seniors include ages 55 and up.