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Sustainable Food, Fisheries and Agriculture


Food, Fisheries and Agriculture are among the largest users of energy; they affect the environment as much Sustainable Food, Fisheries and Agricultureas timber and autos, and impact public health as directly as tobacco and pollution. 

We need to be part of transforming how we grow and gather our food to make beneficial all these potential impacts. We have a ways to go. Conventional Ag, which utilizes chemical fertilizers, pesticides and practices monoculture techniques, commands the lion's share of demand, public research dollars and infrastructure. Changing from such an entrenched power base requires a carefully coordinated strategy, so we need to pick carefully our lending opportunities in sustainable agriculture.

To date, Community Supported Agriculture, Food Cooperatives and on-farm / ranch power generation and management are the intervention points we have supported at the beginning of a movement. There are promising lending opportunities in energy efficiency upgrades for food processors and IT improvements for food distribution. We will monitor opportunities to finance organic and sustainable food production to increase its market share. In short, we will look for the chance to finance sustainable food actors whose impacts hold the greatest promise and whose operations are credit-worthy. Beneficial State’s strategy for food and agriculture will overlap with our efforts to finance and support robust rural communities.

We are actively lending to food processors and distributors of healthy and sustainable foods. We do not currently finance crop, livestock, and agricultural production.



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Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

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Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

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