Online Banking Login
Personal Business

Merchant Credit Card Processing

Merchant card services allow your business or organization to process credit or debit card payments with efficiency and ease, while giving your customers more payment options. Provided are two merchant services we recommend.

 


 

Dharma Merchant Services

The largest sustainable, socially responsible provider of merchant services and payment processing accounts for both businesses and non-profits. 

As a certified B Corporation and a Green America Green business Leader of the year, they seek to serve with integrity and transparencDharma MSy. By choosing Dharma Merchant Services you are part of a growing movement supporting businesses that make a positive difference in the world. Dharma is uniquely devoted to providing payment processing accounts in a manner which reflects the compassion, respect, and fairness that is at the core of our mutual beliefs. As a socially responsible business, Dharma MS donates 50% of net profits to charity annually. As an environmentally conscious company, Dharma constantly accepts the challenge to reduce our ecological footprint and to partner with sustainable business partners. Dharma Co-Founder and Chief Evolutionary Officer, Jeff Marcous, is also a Beneficial State Bank, Beneficial Banking Ambassador.

Contact them toll-free at 866.615.5157 or via email at info@dharmams.com.

OPEN AN ACCOUNT NOW


 

SpotPayTM

Accept fast and secure card transactions, anytime and anywhere!

  • AndroidTM or Apple® compatible

  • Accept credit and debit card payments anytime, anywhere

  • No sensitive customer data is ever stored on your mobile device

  • You’ll have sales receipt, refund and void capabilities right from your mobile device

  • All transaction funds are deposited directly to your Beneficial State Bank business or personal account for added convenience and quicker funds availability

OPEN AN ACCOUNT NOW

 Price Comparison

 Spot Pay Price Comparsion

*SpotPay offers merchants  the option of Voice Authorization in the very rare instance that a manual card entry is required. This solution supports small merchant PCI compliance related to clear cardholder data. Voice Authorization transactions are billed at 3.19% of the transaction plus $3.95. Non-qualified transactions (e.g. Loyalty, Rewards, Corporate card transactions) are billed at 3.19% of transaction.

** Rounded to nearest whole number.

 

 Learn more!

 

 

 

Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

Open an Account

Open an eco-friendly personal checking or savings account now!

Open an Account Online