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Beneficial State Bank is located in California, Oregon and Washington. We have 3 full branches, a Customer Service Center and two Loan Production Offices. Our Loan Production Offices, based in Sacramento and Santa Rosa, CA, originates commercial and SBA loans but does not deposit or dispense cash.

To get cash, you may use any of our surcharge-free ATMs.



Friday, January 1, 2016 | New Year’s Day | CLOSED

Monday, January 18, 2016 | Martin Luther King, Jr.'s Day | CLOSED

Monday, February 15, 2016 | Washington’s Birthday| CLOSED

Monday, May 30, 2016 | Memorial Day | CLOSED

Monday, July 4, 2016 | Independence Day | CLOSED

Monday, September 5, 2016 | Labor Day | CLOSED

Monday, October 10, 2016 | Columbus Day | CLOSED

Friday, November 11, 2016 | Veterans Day | CLOSED

Wednesday, November 23, 2016 | Day Before Thanksgiving | 9:00am - 3:00pm

Thursday, November 24, 2016 | Thanksgiving Day | CLOSED

Monday, December 26, 2016 | Christmas Day* | CLOSED

*Holiday Policy: When holidays fall on Saturday, Beneficial State Bank and branches will open the preceding Friday. For holidays falling on Sunday, all Beneficial State Bank offices will be closed the following Monday.


Customer Care Center

Phone: 888-326-2265 


Hours: Monday - Friday 9am to 5pm


Oakland, CA | Headquarters

1438 Webster Street, Suite 100
, Oakland, CA 94612

Phone: 888.326.2265 | Fax 510.550.8440

Hours: Monday - Thursday 9am to 4pm | Friday 9am to 5pm

Getting here:

We encourage visitors to use bicycle or public transit to get to our beautiful location in downtown Oakland. We are in walking distance of the 12 St. Oakland City Center Station. Plan your trip with Transit 511.


Portland, OR | Branch

1101 SW Washington St., Portland, OR 97205

Phone: 888-326-2265 | Fax: 503.827.5003

Hours: Monday - Thursday 9am to 4pm | Friday 9am to 5pm

Getting here:

We encourage visitors to use bicycle or public transportation to get to our office in downtown Portland. Feel free to bring your bike inside, we also have a u lock, a pump and a bike repair kit for small jobs. If you are on the bus, we are a block away from the Portland Streetcar and bus line 15. We are also in walking distance from the Yellow/Green and Red/Blue line MAX trains. Plan your trip with Trimet.


Sacramento, CA | Limited Service Branch

980 9th Street, Suite 2080, Sacramento, CA 95814

Phone:  888.326.2265 
| Fax 916-273-1977

Hours: Monday - Thursday 9am to 4pm | Friday 9am to 5pm


Santa Rosa, CA | Loan
 Production Office

1309 College Ave, Suite 200, Santa Rosa, CA 95404

Phone: 888.326.2265 

Hours: Monday - Thursday 9am to 4pm | Friday 9am to 5pm


Seattle, WA | Branch

2720 Third Ave., Suite 1, Seattle, WA 98121

Phone: 888-326-2265 | Fax: 206.241.9916

Hours: Monday - Thursday 9am to 4pm | Friday 9am to 5pm

Getting there: 

We encourage visitors to use bicycle or metro to get to our office in Belltown. Feel free to bring your bike into the office or use any of the parking stations outside. For metro transit we are a block away from the Cedar and Vine stops; please use King County trip planner to plan your trip. We are also walking distance of the Westlake rail station. To plan your trip please visit Sound Transit trip planner.


Email Inquires

Email us at or use our reply form here.




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Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

Open an Account

Open an eco-friendly personal checking or savings account now!

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