Online Banking Login

Personal Online Banking Login

Michael Kieschnick

Michael Kieschnick is CEO, president and co-founder of CREDO/Working Assets, a progressive mobile phone company, built from an activism community of over three million members.

Prior to cofounding Working Assets, Mr. Kieschnick served at the U.S. Environmental Protection Agency, as an economic advisor to Gov. Jerry Brown of California (way back in time from 1980–1982), and helped create several socially responsible investment funds.  

Mr. Kieschnick serves on the board of the League of Conservation Voters and the Beatitudes Society, and teaches a seminar on innovations in microfinance at Stanford University. He is also co-author, with Julia Parzen, of Credit Where It’s Due: Development Banking for Communities. 

Born and raised in Dallas, he earned a Ph.D. in public policy from Harvard University and undergraduate degrees in biology and economics from Stanford University.  



Our Philosophy

Beneficial-Banking-Directional-Street-Sign-One-PacificCoast-BankOur profits, when distributed, can only be distributed to our Foundation to support our community and environment. We believe this innovative structure will allow us to achieve our vision of Beneficial Banking.

Our Customers

Customer-Ecologic-Bottle-One-PacificCoast-BankWe strive to provide capital to businesses & nonprofits that produce meaningful social justice and environmental outcomes. Learn more about our customers here!

Open an Account

Open an eco-friendly personal checking or savings account now!

Open an Account Online